What Does Community Bank - Topeka, Kansas Do With Your Personal Information?

Rev. Date 05/06/21

Why? Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.
What?
The types of personal information we collect and share depend on the product or service you have with us. This information can include:

  • Social security number
  • Account balances
  • Payment history
  • Checking account information
  • Overdraft history

When you are no longer our customer, we continue to share your information as described in this notice.
How? All financial companies need to share customers’ personal information to run their everyday business. In the section below, we list the reasons financial companies can share their customers’ personal information, the reasons Community Bank - Topeka, Kansas chooses to share, and whether you can limit this sharing.
Reasons We Can Share Your Personal Information Does Community Bank - Topeka, Kansas Share? Can You Limit This Sharing?
For our everyday business purposes
such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus
Yes No
For our marketing purposes
to offer our products and services to you
Yes No
For joint marketing with other financial companies No We Do Not Share
For our affiliates’ everyday business purposes
information about your transactions and experiences
No We Do Not Share
For our affiliates’ everyday business purposes
information about your creditworthiness
No We Do Not Share
For our affiliates to market to you No We Do Not Share
Questions? Call 785-440-4400 or go to communitybank@communitybanktopeka.com
What We Do
How does Community Bank - Topeka, Kansas protect my information? To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings. We restrict access to nonpublic personal information about you to those employees who need to know that information to provide products and services to you.
How does Community Bank - Topeka, Kansas collect my information?
We collect your personal information, for example, when you

  • Open an account or deposit or withdraw from your account
  • Apply for a loan or provide account information
  • Give us your income information

We also collect your personal information from others such as credit bureaus, affiliates, or other companies.
Why can’t I limit all sharing?
Federal law gives you the right to limit only

  • Sharing for affiliates’ everyday business purposes –information about your creditworthiness
  • Affiliates from using your information to market to you
  • Sharing for non-affiliates to market to you

State laws and individual companies may give you additional rights to limit sharing.
(See below for more on your rights under state law.)
Definitions
Affiliates Companies related by common ownership or control. They can be financial and non-financial companies. Community Bank - Topeka, Kansas does not share with affiliates.
Non‑Affiliates Companies not related by common ownership or control. They can be financial and non-financial companies. Community Bank - Topeka, Kansas does not share with non-affiliates.
Joint Marketing A formal agreement between non-affiliated financial companies that together market financial products or services to you. Community Bank - Topeka, Kansas does not jointly market.
Other Important Information
In accordance with Kansas law, Community Bank - Topeka, Kansas will not share information we collect about Kansas residents with companies outside of Community Bank - Topeka, Kansas, except as permitted by law, such as legal processes or as required to service your account. We will limit sharing within our company to the extent required by applicable Kansas law.

FACTS

WHAT DOES

Community Bank

DO WITH YOUR PERSONAL INFORMATION FROM THE MOBILE APPLICATION


Why?

The mobile application requests access to information stored on your device such as location, camera, contacts, or other features you are enrolled in to enrich and simplify your own user experience and improve our services, as well as provide additional security to protect your account.


It is important for you to understand that:

·         Before granting access to this information, you will be prompted to give the application that permission.

·         If you do not wish to grant that permission, you may decline.

·         If you later change your mind, those permissions can be updated in your device's settings.


What?

Some examples of information your app will request access to are:

·         Location

·         Contacts

·         Camera


How?

To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings.


The application information is retained in accordance with state and federal record retention laws. Please contact us to determine specific timeframes for your personal stored information and if that information may be deleted.


Questions?

Please contact Community Bank at 785-440-4400 regarding questions about the information included in this Mobile Privacy Disclosure or questions about this application.