Personal & Commercial
Effective 08-16-17
 
Term Interest Rate Annual Percentage Yield
(APY)
91 Days .10% .10%
182 Days .15%  .15%
1 Year .15% .15%
18 Months .25% .25%
2 Years .35% .35%
30 Months .45% .45%
3 Years .55% .55%
4 Years  1.00%  1.00%
5 Years  1.15%  1.15%
18 Month Variable IRA*  .55%  .55%
Minimum Balance to Open and Obtain APY for CDs: $1,000.00
A penalty may be imposed for early withdrawal on any CD or IRA
*Minimum Balance to Open and Obtain APY for 18 Month Variable IRA: $100.00
*Minimum Amount for Contributions to IRA: $25.00
*Rates are subject to change at any time




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