Certificates of Deposit/IRAs

Personal & Commercial

Effective 02-02-2023

Term Interest Rate
Annual Percentage Yield
(APY)
91 Day
0.10%
0.10%
6 Month 0.15% 0.15%
1 Year 0.15% 0.15%
18 Month 0.25% 0.25%
2 Year 0.35% 0.35%
30 Month 0.40% 0.40%
3 Year 0.40% 0.40%
4 Year 0.60% 0.60%
5 Year 0.75% 0.75%
18 Month Variable IRA* 0.40% 0.40%
Minimum balance to open and obtain APY is $1,000.00.
A penalty may be imposed for early withdrawal of any CD or IRA.
18 Month Variable IRA:
    *Minimum balance to open and obtain APY for 18 Month Variable IRA is $100.00.
    *Rates are subject to change at any time.
    *Personal accounts only.




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