Checking/Savings Accounts

Please visit with one of our bankers to determine the best account for your needs.  Minimum deposit to open an account is $100.00.


Commercial Checking  
  • No minimum balance
  • Fees:
    • $8.00 monthly fee
    • $.15 per debit
    • $.10 per deposited item
    • $.52 per Business Bill Payment
Features available:
  • Earnings Credit (based on daily collected balance) offsets fees applied to account
  • Free Online Banking
  • *Business debit cards available
  • Images of checks included with statement
  • ACH Payroll processing (via Internet Banking)
  • Remote Deposit
  • eStatements (optional)

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Small Business Checking

  • No monthly fee with $500.00 minimum balance. (A monthly minimum balance charge of $7.00 will be assessed if the balance falls below $500.00 any day of the statement cycle).
  • Fees:
    • $.15 per deposited item over 30 per statement cycle
    • $.30 per debit over 30 per statement cycle
    • $.52 per Business Bill Payment
    • $.52 per Mobile Check Deposit
Features Available:
  • Free Online Banking
  • Bill Pay
  • Free Mobile Banking
  • Mobile Check Deposit
  • Free Text Banking
  • *Business debit cards available
  • Images of checks included with statement
  • ACH Payroll processing (via Internet Banking)
  • Remote Deposit
  • eStatements (optional)

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Small Business Plus
  • No monthly fee with $2,000.00 minimum balance. (A monthly minimum balance charge of $7.00 will be assessed if the balance falls below $2,000.00 any day of the statement cycle.)
  • Fees per statement cycle:
    • $.15 per deposited item over 30
    • $.30 per debit over 30
    • $.52 per Business Bill Payment over 15
    • $.52 per Mobile Check Deposit over 15
Features Available:
  • Free Online Banking
  • Bill Pay
  • Free Mobile Banking
  • Mobile Check Deposit
  • Free Text Banking
  • *Business debit cards available
  • Images of checks included with statement
  • ACH Payroll processing (via Internet Banking)
  • Remote Deposit
  • eStatements (optional)

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Commercial Savings Account 
  • No monthly fee with $1,000.00 minimum balance. (A monthly minimum balance charge of $5.00 will be assessed if the balance falls below $1,000.00 any day of the statement cycle).
  • Fees per statement cycle:
    • $.50 per debit over 3 (Contact a Customer Service Representative regarding withdrawal restrictions) 
    • $.20 per deposited item over 10
Features Available:
  • Free Online Banking
  • Free ATM card
  • Access to over 25 local surcharge-free ATMs 
  • Earns variable interest rate on daily collected balance
  • eStatements (optional)
*with approved application.





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