
Checking/Savings Accounts
Please visit with one of our bankers to determine the best account for your needs. Minimum deposit to open an account is $100.00.
Commercial Checking
- No minimum balance
- Fees:
- $8.00 monthly fee
- $.15 per debit
- $.10 per deposited item
- $.52 per Business Bill Payment
Features available:
- Earnings Credit (based on daily collected balance) offsets fees applied to account
- Free Online Banking
- *Business debit cards available
- Images of checks included with statement
- ACH Payroll processing (via Online Banking)
- Remote Deposit
- eStatements (optional)
- No monthly fee with $500.00 minimum balance. (A monthly minimum balance charge of $7.00 will be assessed if the balance falls below $500.00 any day of the statement cycle).
- Fees:
- $.15 per deposited item over 30 per statement cycle
- $.30 per debit over 30 per statement cycle
- $.52 per Business Bill Payment
- $.52 per Mobile Check Deposit
Features Available:
- Free Online Banking
- Bill Pay
- Mobile Banking
- Mobile Check Deposit up to 15 deposits per statement cycle
- Free Text Banking
- *Business debit cards available
- Images of checks included with statement
- ACH Payroll processing (via Online Banking)
- Remote Deposit
- eStatements (optional)
Small Business Plus
- No monthly fee with $2,000.00 minimum balance. (A monthly minimum balance charge of $7.00 will be assessed if the balance falls below $2,000.00 any day of the statement cycle.)
- Fees per statement cycle:
- $.15 per deposited item over 30
- $.30 per debit over 30
- $.52 per Business Bill Payment over 15
- $.52 per Mobile Check Deposit over 15
Features Available:
- Free Online Banking
- Bill Pay
- Mobile Banking
- Mobile Check Deposit (up to 15 deposits per statement cycle)
- Free Text Banking
- *Business debit cards available
- Images of checks included with statement
- ACH Payroll processing (via Online Banking)
- Remote Deposit
- eStatements (optional)
Commercial Savings Account
- No monthly fee with $1,000.00 minimum balance. (A monthly minimum balance charge of $5.00 will be assessed if the balance falls below $1,000.00 any day of the statement cycle).
- Fees per statement cycle:
- $.50 per debit over 3 (Contact a Customer Service Representative regarding withdrawal restrictions)
- $.20 per deposited item over 10
Features Available:
- Free Online Banking
- Free ATM card
- Access to over 25 local surcharge-free ATMs
- Earns variable interest rate on daily collected balance: Current Rates
- eStatements (optional)
*with approved application.