Checking / Savings Accounts

Checking/Savings Accounts

Please visit with one of our bankers to determine the best account for your needs.  Minimum deposit to open an account is $100.00.

Commercial Checking  

• No minimum balance
• Fees:
  • $8.00 monthly fee
  • $.15 per debit
  • $.10 per deposited item
  • $.52 per Business Bill Payment
    

Features available:

• Earnings Credit (based on daily collected balance) offsets fees applied to account
• Free Online Banking
• *Business debit cards available
• Images of checks included with statement
• ACH Payroll processing (via Online Banking)
• Remote Deposit
• eStatements (optional)
  

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Small Business Checking

• No monthly fee with $500.00 minimum balance. (A monthly minimum balance charge of $7.00 will be assessed if the balance falls below $500.00 any day of the statement cycle).
• Fees:
  • $.15 per deposited item over 30 per statement cycle
  • $.30 per debit over 30 per statement cycle
  • $.52 per Business Bill Payment
  • $.52 per Mobile Check Deposit
    

Features Available:

• Free Online Banking
• Bill Pay
• Mobile Banking
• Mobile Check Deposit up to 15 deposits per statement cycle
• Free Text Banking
• *Business debit cards available
• Images of checks included with statement
• ACH Payroll processing (via Online Banking)
• Remote Deposit
• eStatements (optional)
  

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Small Business Plus

• No monthly fee with $2,000.00 minimum balance. (A monthly minimum balance charge of $7.00 will be assessed if the balance falls below $2,000.00 any day of the statement cycle.)
• Fees per statement cycle:
  • $.15 per deposited item over 30
  • $.30 per debit over 30
  • $.52 per Business Bill Payment over 15
  • $.52 per Mobile Check Deposit over 15
    

Features Available:

• Free Online Banking
• Bill Pay
• Mobile Banking
• Mobile Check Deposit (up to 15 deposits per statement cycle)
• Free Text Banking
• *Business debit cards available
• Images of checks included with statement
• ACH Payroll processing (via Online Banking)
• Remote Deposit
• eStatements (optional)
  

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Commercial Savings Account 

• No monthly fee with $1,000.00 minimum balance. (A monthly minimum balance charge of $5.00 will be assessed if the balance falls below $1,000.00 any day of the statement cycle).
• Fees per statement cycle:
  • $.50 per debit over 3 (Contact a Customer Service Representative regarding withdrawal restrictions) 
  • $.20 per deposited item over 10
    

Features Available:

• Free Online Banking
• Free ATM card
• Access to over 25 local surcharge-free ATMs 
• Earns variable interest rate on daily collected balance: Current Rates
• eStatements (optional)