Checking & Savings Accounts

Effective 11-28-2022

Account Type
Min. Balance to
Obtain APY
 Interest Rate
Annual Percentage Yield
(APY)
Savings Account
<$10,000.00
<$30,000.00
<$50,000.00
<$100,000.00
>$100,000.00
0.05%
0.25%
0.35%
0.35%
0.45%
0.05%
0.25%
0.35%
0.35%
0.45%
50+ & NOW
<$800.00
<$5,000.00
<$10,000.00
>$10,000.00
0.05%
0.05%
0.05%
0.05%
0.05%
0.05%
0.05%
0.05%
Money Market Accounts
<$1,000.00
<$10,000.00
<$30,000.00
>$30,000.00
0.01%
0.01%
0.05%
0.05%
0.01%
0.01%
0.05%
0.05%
Minimum deposit to open savings and checking accounts is $100.00 (excluding Minor Savings accounts).
Fees may reduce earnings.
Rates are subject to change at any time.


Certificates of Deposit/IRAs

Personal & Commercial

Effective 11-28-2022

Term Interest Rate
Annual Percentage Yield
(APY)
91 Day
0.10%
 0.10%
6 Month 0.15% 0.15%
1 Year 0.15% 0.15%
18 Month 0.25% 0.25%
2 Year 0.35% 0.35%
30 Month 0.40% 0.40%
3 Year 0.40% 0.40%
4 Year 0.60% 0.60%
5 Year 0.75% 0.75%
18 Month Variable IRA* 0.40% 0.40%
Minimum balance to open and obtain APY is $1,000.00.
A penalty may be imposed for early withdrawal of any CD or IRA.
18 Month Variable IRA:
    *Minimum balance to open and obtain APY for 18 Month Variable IRA is $100.00.
    *Rates are subject to change at any time.
    *Personal accounts only.



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