Checking/Savings Accounts

With a commercial checking or savings account at Community Bank, you get great personalized service as well as the options offered by national “chain” banks. Minimum deposit to open an account is $100.00.

Commercial Checking

  • No minimum balance
  • Fees:
    • $8.00 monthly fee
    • $.15 per debit
    • $.10 per deposited item

Features available:

  • Earnings Credit (based on daily collected balance) offsets fees applied to account
  • Free Internet Banking
  • *Business debit cards available
  • Images of checks included with statement
  • ACH Payroll processing (via Internet Banking)
  • Desktop Deposit
  • Electronic Statements (optional)

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Small Business Checking

  • No monthly fee with $500.00 minimum balance. (A monthly maintenance charge of $7.00 will be assessed if the balance falls below $500.00 any day of the statement cycle).
  • Fees: 
    • $.15 per deposited item over 30
    • $.30 per debit over 30

Features Available:

  • Free Internet Banking
  • *Business debit cards available
  • Images of checks included with statement
  • ACH Payroll processing (via Internet Banking) 
  • Desktop Deposit
  • Electronic Statements

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NOW Business Checking

  • No minimum balance
  • Fees:
    • $8.00 monthly fee
    • $.15 per debit
    • $.10 per deposited item

Features Available:

  • Earns variable interest rate on daily collected balance
  • Free Internet Banking
  • *Business debit cards available
  • Images of checks included with statement
  • ACH Payroll processing (via Internet Banking)
  • Desktop Deposit
  • Electronic Statements

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Commercial Money Market Account

  • No monthly fee with $2000.00 minimum balance. (A monthly maintenance charge of $7.00 will be assessed if the balance falls below $2000.00 any day of the statement cycle).
  • Fees: 
    • $2.00 per debit over 6
    • $.10 per deposited item 

Features Available:

  • Earns variable interest rate on daily collected balance
  • Free Internet Banking
  • *ATM/Debit Card available
  • Access to over 40 surcharge-free ATMs in Topeka
  • Images of checks included with statement
  • Electronic Statements

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Commercial Savings Account

  • No monthly fee with $1000.00 minimum balance. (A monthly maintenance charge of $5.00 will be assessed if the balance falls below $1000.00 any day of the statement cycle).
  • Fees: 
    • $.50 per debit over 3
    • $.20 per deposited item over 10

Features Available:

  • Free Internet Banking
  • Free ATM card
  • Access to over 40 surcharge-free ATMs in Topeka
  • Earns variable interest rate on daily collected balance
  • Electronic Statements

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*with approved application